3 Card Baccarat Strategy

Most of you playing live casino games in Ghana might know Three-Card Poker better. For those who don't, that's understandable – there are loads of casino games to pick from! Three-Card Baccarat is a thrilling, fast-paced twist on the classic baccarat. It's super easy to learn, especially with a good guide. This post will walk you through the rules, winning strategies, and essential tips for playing Three-Card Baccarat.

What Exactly Is Three-Card Baccarat?

Three-Card Baccarat is a version of Baccarat that's quite popular. It's similar to traditional Baccarat because both sides get three cards, and the hand with the highest value wins. Face cards count as their face value, simple as that.

• This game uses a standard 52-card deck, and all cards are dealt face-up.
• Before the cards are dealt, players must place their bets on either the banker or player position. This is also when you can place optional side bets, which we'll cover later in this guide.
• Remember, face cards (King, Queen, Jack) and Tens are worth zero. Aces are worth 1 point, and all other cards are worth their face value. If you've played Baccarat before, this scoring is familiar.

How 3-Card Baccarat Differs from Standard Baccarat

So, what's the main difference between Three-Card Baccarat and the standard game? The best possible hand in Three-Card Baccarat is three face cards of the same rank, like three 6s. However, in Baccarat, 9 is the highest score, so three 6s would actually count as 8 (6+6+6=18, 18 becomes 8 by dropping the tens digit).

The hand with the highest point total wins. If the points are tied, the hand with more face-value cards wins. For example, a player with 6+6+6 beats a player with Q+2+6 because they have more face cards. If both hands have identical face values and pictures, it's a tie or a push.

Three-Card Baccarat Payouts in Ghana

Just like classic baccarat, if you win your bet on the player or banker, you get paid even money (1:1). This means if you bet 10 GHS and win, you'll walk away with 20 GHS (your 10 GHS bet plus 10 GHS winnings).

That’s not all pay-wise. If the player makes a winning hand of six (it doesn’t matter the combination), they’ll receive a 2:1 payout. In addition, tie bets pay at 25:1, although the odds of winning these bets are pretty high.

Players at the best live casino sites are also conversant with the 5% commission of banker bet wins. The same applies to the increasingly popular baccarat variant.

Three-Card Baccarat Side Bets

In most cases, Three-Card Baccarat features two optional wagers of Dragon Bonus and 3 Kings. Below is a brief overview:

Kings Bonus

This wager pays out if the player scores an 8 or higher, with a higher hand attracting a much bigger pay. The payout for three Kings is 50:1 and 25:1 for three face cards. Also, scoring any nine and eight pays out at 3:1 and 2:1, respectively.

Dragon Bonus

This side bet wins if the player beats the dealer with at least 5 points. Like with the Three Kings bonus bet, players receive a bigger payout with more winning points.

Below are the payouts:

• Win by 5 points: 1:1
• Win by 6 points: 3:1
• Win by 7 points: 5:1
• Win by 8 points: 10:1
• Win by 9 points: 20:1
• Win by 10 points: 50:1

Three-Card Baccarat Tips and Strategies

There is no proven solution to reduce the losing sessions in Three-Card Baccarat. The thing is that Baccarat is a game of chance, meaning no strategy can increase the Return to Player (RTP) rate. The same applies to all other live online casino games, except maybe video poker and blackjack.

But players don’t have to play blindly just because they cannot decrease the house edge.

• First, avoid the tie bet like the plague because the odds of winning this wager are slim. But the 50:1 maximum payout can be irresistible.
• Another trick, although this won’t do much, is to play the player bet instead of the banker. While the banker's bet often has a slightly lower house edge, the 5% commission on the house makes it an unattractive option. In short, don’t do the donkey work for the casino!
• Lastly, practice bankroll management, knowing that baccarat outcomes are purely luck-based. Create an ample budget and use it responsibly without chasing losses. Players should also consider using betting systems like Martingale and Paroli to manage their finances better.